What Is Debt Consolidation?

  We’ve all seen the plethora of debt consolidation ads on television. There is plenty of competition in the debt consolidation market because sadly, lots of individuals are struggling financially and these businesses provide much needed financial relief. Home loans, car loans, credit cards; individuals can get loans from a wide range of lenders for […]

What Happens After You Declare Bankruptcy

Bankruptcy is not a decision that should be taken lightly. There are some harsh financial consequences involved and your financial freedom will be restricted for years to come. This doesn’t imply that declaring bankruptcy is the end of the world though. It should really be thought of as the first step in securing a bright […]

Is Bankruptcy My Best Option? How To Know If Bankruptcy Is Right For You

Going through financial hardship is a particularly stressful situation and unfortunately, millions of people throughout the world find themselves in this position every day. People in this scenario have various options to recover from their financial problems, and bankruptcy should be regarded as a last resort when all other options have been exhausted. You’ve probably […]

Ways to Save Money On Your Groceries

Providing food for your family is necessary and the costs of doing this can vary largely depending upon your mood, financial situation, and whether you’re hungry when you go to the supermarket! But the reality is that food is a sizable expense for a large number of families, and seeking out ways to save at […]

Signs You Could Be Having Money Issues

Everybody loves money, particularly spending it! Getting new toys or new clothes which make you feel and look great is important for your confidence and self-esteem. Yet how do you know if you’re good with money or not? Even if you get paid plenty of money doesn’t imply you’re good with it. There are plenty […]

Effective ways to Recover After Declaring Bankruptcy

There’s no doubt that are some heavy financial repercussions in declaring bankruptcy, and there’s no question that your life will go through some considerable changes. If you’re in this predicament, don’t be alarmed. The tough economic times witnessed today means that more and more individuals are filing for bankruptcy. In reality, there are close to […]

Bankruptcy & Superannuation 3 Critical Questions

For most Australians superannuation can be an individual’s biggest asset, the notion of losing it when declaring bankruptcy is a very genuine concern for most of our clients. With certain areas of the economy doing pretty well and other parts enduring tough economic times, bankruptcy numbers in Australia still continue to increase. Economists don’t speak […]

What Happens When You Declare Bankruptcy and Buying A Home

While bankruptcy has a lot of financial repercussions, it surely does not signify the end of the world. Many people file for bankruptcy for many reasons, and this amount only escalates with the tough economic conditions that we experience today. According to data from the Australian Financial Security Authority (AFSA), there were 7,466 cases of […]

Top Things You Should NOT Do Prior to Going Bankrupt

Too many bills? Too much debt? Not enough money? Lots of people struggle financially at some point in their lives. Unanticipated incidents like hospitalisation, losing a job, and also divorce, can drastically transform your financial condition. But, when there’s no other way to properly cope with your debts, some individuals are forced to file for […]

5 Tips For Paying Off Your Christmas Debt

  For many people, Christmas is viewed as the most joyful time of year for both young and old. Most of us are excited to wrap up the year of work or school and spend some quality time with family and friends. They don’t refer to it as the silly season for nothing either. Eating […]